.ibps-page{--navy:#102a43;--ink:#0b1f33;--gold:#d5a021;--paper:#f7f9fc;--blue:#286fa3;--green:#16794a;color:var(--ink);overflow:hidden;background:#fff}.ibps-page *{box-sizing:border-box}.ibps-page__crumbs{max-width:1160px;margin:auto;padding:18px 24px;color:#617587;font-size:.9rem}.ibps-page__crumbs a{color:var(--blue)}.ibps-page__crumbs span{margin-left:9px}.ibps-hero{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(280px,.7fr);gap:clamp(28px,6vw,80px);align-items:center;padding:clamp(58px,8vw,104px) max(24px,calc((100vw - 1160px)/2));color:#fff;background:linear-gradient(115deg,var(--ink) 0%,var(--navy) 68%,#174c6c 100%)}.ibps-kicker{margin:0 0 12px;color:var(--gold);font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.ibps-hero h1{max-width:17ch;margin:0;color:#fff;font-size:clamp(2.35rem,5.3vw,4.7rem);line-height:1.02;letter-spacing:-.04em}.ibps-hero__lead{max-width:66ch;margin:22px 0 0;color:#dce8f2;font-size:1.1rem;line-height:1.72}.ibps-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.ibps-button{display:inline-flex;min-height:46px;align-items:center;justify-content:center;padding:12px 19px;border:2px solid transparent;border-radius:5px;font-weight:800;text-decoration:none!important}.ibps-button--gold{background:var(--gold);color:#172738!important}.ibps-button--outline{border-color:rgba(255,255,255,.7);color:#fff!important}.ibps-button--navy{background:var(--navy);color:#fff!important}.ibps-button--green{background:var(--green);color:#fff!important}.ibps-button--plain{border-color:var(--navy);color:var(--navy)!important}.ibps-page a:focus-visible,.ibps-page summary:focus-visible{outline:3px solid #f5c84c;outline-offset:3px}.ibps-intake{margin:20px 0 0;color:#dce8f2}.ibps-intake i{margin-right:7px;color:#6fd39d}.ibps-hero__guide{padding:28px;border-top:5px solid var(--gold);background:rgba(255,255,255,.08)}.ibps-hero__guide span{color:#f4cb62;font-size:.76rem;font-weight:800;text-transform:uppercase}.ibps-hero__guide strong{display:block;margin:12px 0;color:#fff;font-size:1.45rem;line-height:1.35}.ibps-hero__guide p{margin:0;color:#dce8f2;line-height:1.65}.ibps-section{max-width:1160px;margin:auto;padding:clamp(54px,7vw,90px) 24px}.ibps-heading{max-width:760px;margin-bottom:30px}.ibps-heading h2,.ibps-guidance h2,.ibps-practice h2,.ibps-join h2{margin:0;color:var(--navy);font-size:clamp(1.85rem,3.4vw,2.85rem);line-height:1.12;letter-spacing:-.03em}.ibps-heading>p:last-child{color:#5b7082;line-height:1.65}.ibps-path-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.ibps-path-grid article{padding:30px;border:1px solid #d9e3eb;border-left:6px solid var(--gold);background:#fff}.ibps-path-tag{color:var(--blue);font-size:.75rem;font-weight:900;letter-spacing:.11em}.ibps-path-grid h3{margin:12px 0;color:var(--navy);font-size:1.35rem}.ibps-path-grid p{color:#536a7d;line-height:1.65}.ibps-path-grid a{color:var(--blue);font-weight:800}.ibps-section--roadmap{max-width:none;padding-right:max(24px,calc((100vw - 1160px)/2));padding-left:max(24px,calc((100vw - 1160px)/2));background:var(--paper)}.ibps-roadmap{display:grid;grid-template-columns:repeat(4,1fr);margin:38px 0 0;padding:0;list-style:none}.ibps-roadmap li{position:relative;padding:0 24px 0 0}.ibps-roadmap li:not(:last-child):after{content:"";position:absolute;top:20px;right:0;left:48px;height:2px;background:#c8d5df}.ibps-roadmap span{position:relative;z-index:1;display:flex;width:42px;height:42px;align-items:center;justify-content:center;border-radius:50%;color:#172738;background:var(--gold);font-size:.75rem;font-weight:900}.ibps-roadmap strong{display:block;margin:18px 0 7px;color:var(--navy)}.ibps-roadmap p{margin:0;color:#5b7082;line-height:1.55}.ibps-method-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#d8e2ea}.ibps-method-grid article{padding:28px;background:#fff}.ibps-method-grid i{color:var(--gold);font-size:1.6rem}.ibps-method-grid h3{color:var(--navy);font-size:1.05rem}.ibps-method-grid p{margin:0;color:#5b7082;line-height:1.6}.ibps-guidance{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;max-width:none;padding-right:max(24px,calc((100vw - 1160px)/2));padding-left:max(24px,calc((100vw - 1160px)/2));color:#fff;background:var(--ink)}.ibps-guidance h2{color:#fff}.ibps-guidance>p{margin:0;color:#cfdeea;font-size:1.08rem;line-height:1.8}.ibps-evidence-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.ibps-evidence-grid a{display:grid;grid-template-columns:48px 1fr;column-gap:14px;padding:25px;border:1px solid #d9e3eb;color:var(--navy);text-decoration:none}.ibps-evidence-grid i{grid-row:1/3;color:var(--gold);font-size:2rem}.ibps-evidence-grid strong,.ibps-evidence-grid span{display:block}.ibps-evidence-grid span{color:#5b7082}.ibps-practice,.ibps-join{display:flex;max-width:none;align-items:center;justify-content:space-between;gap:35px;padding-right:max(24px,calc((100vw - 1160px)/2));padding-left:max(24px,calc((100vw - 1160px)/2));background:var(--paper)}.ibps-practice>div:first-child,.ibps-join>div:first-child{max-width:670px}.ibps-join{color:#fff;background:var(--navy)}.ibps-join h2{color:#fff}.ibps-join p{color:#dce8f2}.ibps-faq{max-width:900px}.ibps-faq details{border-top:1px solid #d7e1e9}.ibps-faq details:last-child{border-bottom:1px solid #d7e1e9}.ibps-faq summary{padding:20px 3px;color:var(--navy);font-weight:800;cursor:pointer}.ibps-faq details p{max-width:70ch;margin:-3px 0 22px;color:#536a7d;line-height:1.65}@media(max-width:850px){.ibps-hero,.ibps-guidance{grid-template-columns:1fr}.ibps-roadmap{grid-template-columns:1fr;gap:22px}.ibps-roadmap li{display:grid;grid-template-columns:50px 1fr;gap:12px;padding:0}.ibps-roadmap li:after{display:none}.ibps-roadmap strong{margin:0 0 5px}.ibps-roadmap p{grid-column:2}.ibps-method-grid{grid-template-columns:1fr 1fr}.ibps-practice,.ibps-join{align-items:flex-start;flex-direction:column}}@media(max-width:576px){.ibps-hero{padding:50px 20px}.ibps-hero h1{font-size:2.35rem}.ibps-path-grid,.ibps-method-grid,.ibps-evidence-grid{grid-template-columns:1fr}.ibps-actions,.ibps-button{width:100%}.ibps-section{padding:52px 20px}}@media(prefers-reduced-motion:reduce){.ibps-page *{scroll-behavior:auto!important;animation:none!important;transition:none!important}}